Routing numbers of all banks in st paul, minnesota

Below are the routing number of all banks in st paul, minnesota with branch details. Click on the individual routing number for more details. Banks uses different code for its different banking service. Make sure to check your routing number with recipient or bank before starting your money transfer. Cross checking provided routing number directly with your recipient bank is highly recommanded.

Routing numbers of all banks in st paul, minnesota

Bank	Address	Routing Number
AFFINITY PLUS FEDERAL CU	180 STATE ST	296076301
AGRIBANK, FCB	30 E 7TH STREET, SUITE 1600	096016972
AGRIBANK, FCB-OMAHA OFFICE	SUITE 1600	125108298
ASSOCIATED HEALTHCARE CU	SUITE B-10	296075739
ASSOCIATED HEALTHCARE CU	SECOND FLOOR	296076246
ASSOCIATED HEALTHCARE CU	SUITE B-10	296076385
BANKCHEROKEE	607 S SMITH AVE	096000580
CAPITAL BK ST PAUL	1020 RICE STREET	096000988
CARPENTERS CREDIT UNION	720 OLIVE ST	296075807
CATHOLIC UNITED FINANCIAL CU	3499 LEXINGTON AVENUE NORTH STE 202	096081729
CATHOLIC UNITED FINANCIAL CU	NORTH STE 202	291975630
CITIZENS BANK AND TRUST COMPANY	721 7TH ST.	104902062
CREDIT GATEWAY- ACH RECEIVER	60 LIVINGSTON AVE	051036706
DRAKE BANK	SUITE 100	096017751
ECOLAB CU	370 WABASHA - ECOLAB CENTER	296075852
EMPLOYEES FIRST CREDIT UNION	2250 WABASH AVENUE	296075755
EXCHANGE STATE BANK	P O BOX 188	101111681
FARM CREDIT EMPLOYEES FCU	SUITE 100	296075878
FRANKLIN NAT'L BK MPLS	SUITE 200	091001144
HBI EMPLOYEES CREDIT UNION	3415 UNIVERSITY AVE	296075991
HIWAY FEDERAL CREDIT UNION	111 EMPIRE DRIVE	296075933
METROPOLITAN SERVICES CREDIT UNION	475 ETNA STREET, #10	296076042
MINNESOTA CATHOLIC CREDIT UNION	400 E LITTLE CANADA RD	291074447
MINNESOTA CATHOLIC CREDIT UNION	400 E LITTLE CANADA RD	296076233
NSP ST PAUL CREDIT UNION	825 RICE ST	296076123

Understanding Routing Number

A routing number is a nine-digit code to identify a financial institution in a transaction. It is also known as an ABA (American Bankers Association) routing number. Each bank or credit union is assigned a unique routing number to facilitate the routing of checks and electronic transactions, such as direct deposits, wire transfers, and automatic bill payments.

The routing number is typically found at the bottom left corner of a check, and it is preceded by the bank's or credit union's fractional routing number. The routing number is essential for ensuring that funds are directed to the correct financial institution during transactions. It's important to note that the routing number is different from an account number, which identifies the specific account within the institution.

If you need to provide your routing number for a transaction, it's crucial to use the correct one to avoid any errors in the processing of your financial transactions.

Benefits of Routing Number
Routing numbers play a crucial role in facilitating various financial transactions within the United States. Here are some of the key benefits of routing numbers:

Identification of Financial Institutions: Routing numbers uniquely identify each financial institution in the U.S. This helps in the smooth and accurate processing of financial transactions.
Check Processing : Routing numbers are used on checks to indicate the financial institution from which the funds are drawn. This helps in the efficient sorting and processing of checks during the clearing process.
Direct Deposit : Employees and individuals who receive direct deposit payments, such as salaries, pensions, or government benefits, need to provide their routing number. This ensures that the funds are correctly deposited into the designated bank account.
Wire Transfers : Routing numbers are essential for initiating wire transfers. They help in directing funds to the correct financial institution and account.
Automatic Bill Payments : When setting up automatic bill payments, individuals provide their routing number along with their account number. This ensures that the payments are correctly withdrawn from the specified account.
ACH Transactions : The Automated Clearing House (ACH) network, which handles electronic transactions like direct deposits and electronic funds transfers, relies on routing numbers to route funds between banks.
Mobile and Online Banking : Routing numbers are used in online and mobile banking for various transactions, including transferring funds between accounts and linking external accounts.
Account Verification : Routing numbers can be used to verify the legitimacy of a financial institution and the associated account when setting up new payment relationships or verifying account information.
Loan Payments : When making loan payments, borrowers may need to provide their routing number to ensure that payments are correctly applied to their loan accounts.

In summary, routing numbers are a fundamental component of the U.S. financial system, enabling the accurate and secure transfer of funds between different banks and credit unions. They play a crucial role in various financial processes, making transactions more efficient and reliable.

To find a routing number, select your state, bank, and city using the above routing number finder. Alternatively, you can browse all routing number for a particular bank.

Routing Number example : XXXXYYYYC

XXXX - The first four digits (XXXX) represent the Federal Reserve Routing Symbol.

YYYY - The next four digits (YYYY) are the ABA institution identifier.

C - The last digit (C) is what’s called a check digit that is used to prevent transaction errors.

Remember, this is just a fictional example, and real routing numbers will differ based on the specific bank and its location. Always refer to your actual checks, bank statements, or contact your bank to obtain the correct routing number for your transactions.

Routing Number - Frequently Asked Questions(FAQ)

What is a routing number?

A routing number is a nine-digit code used in the United States to identify a financial institution. Also known as an ABA (American Bankers Association) routing number, it is used for various financial transactions, such as check processing, direct deposits, wire transfers, and electronic payments.

Where can I find my routing number?

Your routing number can typically be found at the bottom left corner of your checks, just before your account number. It is also available on your bank statements, online banking portal, or by contacting your bank directly.

Why do I need a routing number?

A routing number is essential for directing funds to the correct financial institution during transactions. It is used for check processing, direct deposits, wire transfers, and other electronic transactions.

Is the routing number the same as an account number?

No, the routing number and account number serve different purposes. The routing number identifies the bank, while the account number identifies your specific account within that bank. Both are crucial for accurate and secure financial transactions.

Can I have multiple routing numbers for one bank?

It's possible for a bank to have multiple routing numbers, especially if it has branches in different regions. However, you typically use the routing number associated with the branch where you opened your account.

How do I use my routing number for direct deposit?

When setting up direct deposit for your salary, tax refunds, or other payments, provide your employer or the payment issuer with your routing number and account number. This ensures that funds are deposited directly into your designated bank account.

Are routing numbers confidential?

While routing numbers are not considered highly sensitive information, it's still important to protect them. Avoid sharing them in insecure or public settings to prevent unauthorized access to your account.

Can I change my routing number?

Your routing number is associated with the bank where you opened your account and generally remains the same. If you move or change banks, you'll receive a new routing number. Ensure to update any relevant parties, such as your employer or billers, when this happens.

How do I verify a routing number?

You can verify a routing number by checking with your bank, looking it up on the bank's official website, or using online tools provided by financial institutions. Ensure accuracy to avoid transaction errors.

Can I use someone else's routing number for transactions?

No, using someone else's routing number without their permission is illegal and considered fraudulent activity. Always obtain explicit consent before initiating any transactions involving someone else's bank information.