Routing numbers of all banks in birmingham, alabama


Below are the routing number of all banks in birmingham, alabama with branch details. Click on the individual routing number for more details. Banks uses different code for its different banking service. Make sure to check your routing number with recipient or bank before starting your money transfer. Cross checking provided routing number directly with your recipient bank is highly recommanded.

Routing numbers of all banks in birmingham, alabama

Bank Address Routing Number
COMPASS BANK P.O. BOX 10566 063013089
COMPASS BANK FLAGSTAFF 701 SOUTH 32ND STREET 122105948
COMPASS BANK OF CALHOUN COUNTY PO BOX 10566 062205908
COMPASS BANK PLANO P O BOX 10566 111907445
EBSCO FEDERAL CU 5724 HWY 280 EAST 262088051
ECO CREDIT UNION PO BOX 2385 262083991
ENERGEN CREDIT UNION 47 W OXMOOR ROAD 262085070
FEDERAL EMPLOYEES CU 1509 4TH AVE SO 262088116
HEALTH CU 1400 6TH AVE SOUTH 262085096
JEFFERSON CREDIT UNION B300 COURTHOUSE 262083959
L & N CREDIT UNION 4101 VANDERBILT RD 262087159
LEGACY COMMUNITY FCU P O BOX 55377 262085261
LEGACY COMMUNITY FCU P O BOX 55377 262086561
MUTUAL SAVINGS CU 2040 VALLEYDALE ROAD 262285511
NATIONAL BANK OF COMMERCE 5 INVERNESS CENTER PARKWAY 062206486
NEW PRILGRIM FCU 641 GOLDWIRE WAY SW 262086338
NRS COMMUNITY DEVELOPMENT CR UN 7400 LONDON AVE SOUTH 062091895
OAKWORTH CAPITAL BANK 2100A SOUTHBRIDGE PKWY SUITE 445 062006709
PEOPLE'S FIRST FCU P.O. BOX 170280 262087133
REGIONS BANK P.O. BOX 681 051009296
REGIONS BANK P O BOX 681 053012029
REGIONS BANK P O BOX 681 053201814
REGIONS BANK P.O. BOX 681 061101375
REGIONS BANK P.O. BOX 681 061104712
REGIONS BANK P.O. BOX 681 062000019

Understanding Routing Number

A routing number is a nine-digit code to identify a financial institution in a transaction. It is also known as an ABA (American Bankers Association) routing number. Each bank or credit union is assigned a unique routing number to facilitate the routing of checks and electronic transactions, such as direct deposits, wire transfers, and automatic bill payments.

The routing number is typically found at the bottom left corner of a check, and it is preceded by the bank's or credit union's fractional routing number. The routing number is essential for ensuring that funds are directed to the correct financial institution during transactions. It's important to note that the routing number is different from an account number, which identifies the specific account within the institution.

If you need to provide your routing number for a transaction, it's crucial to use the correct one to avoid any errors in the processing of your financial transactions.

Benefits of Routing Number
Routing numbers play a crucial role in facilitating various financial transactions within the United States. Here are some of the key benefits of routing numbers:

  • Identification of Financial Institutions: Routing numbers uniquely identify each financial institution in the U.S. This helps in the smooth and accurate processing of financial transactions.
  • Check Processing : Routing numbers are used on checks to indicate the financial institution from which the funds are drawn. This helps in the efficient sorting and processing of checks during the clearing process.
  • Direct Deposit : Employees and individuals who receive direct deposit payments, such as salaries, pensions, or government benefits, need to provide their routing number. This ensures that the funds are correctly deposited into the designated bank account.
  • Wire Transfers : Routing numbers are essential for initiating wire transfers. They help in directing funds to the correct financial institution and account.
  • Automatic Bill Payments : When setting up automatic bill payments, individuals provide their routing number along with their account number. This ensures that the payments are correctly withdrawn from the specified account.
  • ACH Transactions : The Automated Clearing House (ACH) network, which handles electronic transactions like direct deposits and electronic funds transfers, relies on routing numbers to route funds between banks.
  • Mobile and Online Banking : Routing numbers are used in online and mobile banking for various transactions, including transferring funds between accounts and linking external accounts.
  • Account Verification : Routing numbers can be used to verify the legitimacy of a financial institution and the associated account when setting up new payment relationships or verifying account information.
  • Loan Payments : When making loan payments, borrowers may need to provide their routing number to ensure that payments are correctly applied to their loan accounts.

In summary, routing numbers are a fundamental component of the U.S. financial system, enabling the accurate and secure transfer of funds between different banks and credit unions. They play a crucial role in various financial processes, making transactions more efficient and reliable.

To find a routing number, select your state, bank, and city using the above routing number finder. Alternatively, you can browse all routing number for a particular bank.

Routing Number Format

Routing Number example : XXXXYYYYC

XXXX - The first four digits (XXXX) represent the Federal Reserve Routing Symbol.

YYYY - The next four digits (YYYY) are the ABA institution identifier.

C - The last digit (C) is what’s called a check digit that is used to prevent transaction errors.

Remember, this is just a fictional example, and real routing numbers will differ based on the specific bank and its location. Always refer to your actual checks, bank statements, or contact your bank to obtain the correct routing number for your transactions.

Routing Number - Frequently Asked Questions(FAQ)

What is a routing number?
A routing number is a nine-digit code used in the United States to identify a financial institution. Also known as an ABA (American Bankers Association) routing number, it is used for various financial transactions, such as check processing, direct deposits, wire transfers, and electronic payments.

Where can I find my routing number?
Your routing number can typically be found at the bottom left corner of your checks, just before your account number. It is also available on your bank statements, online banking portal, or by contacting your bank directly.

Why do I need a routing number?
A routing number is essential for directing funds to the correct financial institution during transactions. It is used for check processing, direct deposits, wire transfers, and other electronic transactions.

Is the routing number the same as an account number?
No, the routing number and account number serve different purposes. The routing number identifies the bank, while the account number identifies your specific account within that bank. Both are crucial for accurate and secure financial transactions.

Can I have multiple routing numbers for one bank?
It's possible for a bank to have multiple routing numbers, especially if it has branches in different regions. However, you typically use the routing number associated with the branch where you opened your account.

How do I use my routing number for direct deposit?
When setting up direct deposit for your salary, tax refunds, or other payments, provide your employer or the payment issuer with your routing number and account number. This ensures that funds are deposited directly into your designated bank account.

Are routing numbers confidential?
While routing numbers are not considered highly sensitive information, it's still important to protect them. Avoid sharing them in insecure or public settings to prevent unauthorized access to your account.

Can I change my routing number?
Your routing number is associated with the bank where you opened your account and generally remains the same. If you move or change banks, you'll receive a new routing number. Ensure to update any relevant parties, such as your employer or billers, when this happens.

How do I verify a routing number?
You can verify a routing number by checking with your bank, looking it up on the bank's official website, or using online tools provided by financial institutions. Ensure accuracy to avoid transaction errors.

Can I use someone else's routing number for transactions?
No, using someone else's routing number without their permission is illegal and considered fraudulent activity. Always obtain explicit consent before initiating any transactions involving someone else's bank information.